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Pennsylvania Statute of Limitations Property Damage

When your property is damaged due to someone else’s negligence, taking swift action is important. 

Pennsylvania law imposes strict deadlines, known as statutes of limitations, on filing a legal claim for property damage. Missing these deadlines could mean losing your right to recover compensation for the harm caused.

This blog will provide a clear explanation of Pennsylvania’s statute of limitations for property damage, the exceptions that may apply, and how an experienced attorney can help you file your claim on time. Whether your case involves a car accident, real property damage, or another type of loss, understanding these rules is crucial for protecting your rights.

Understanding the Statute of Limitations in Pennsylvania

A statute of limitations is a legal time limit for filing a lawsuit. In Pennsylvania, the statute of limitations for property damage is two years. This means you generally have two years from the date of the incident to file your legal claim in court.

For example, if your property is damaged in a car accident, the two-year period starts on the date the accident occurred. Missing this deadline could prevent you from recovering compensation, no matter how strong your case is.

The statute is designed to guarantee cases are filed in a timely manner while evidence is still fresh. It’s important to be aware of this limitation to protect your rights. An attorney can help you understand Pennsylvania law and make sure that your case is started before the deadline expires.

Exceptions to the Statute of Limitations

While the general rule in Pennsylvania gives you two years to file a property damage lawsuit, there are certain exceptions that can extend this deadline:

  • Minors: If the property owner is under 18, the two-year statute may not begin until they reach adulthood.
  • Absence of the At-Fault Party: If the person responsible for the damage leaves Pennsylvania or conceals their location, the statute may be paused, or “tolled,” until they return or are located.
  • Mental Incapacity: If the property owner is unable to file a claim due to mental incapacity, the statute may be delayed until they are able to proceed.

These exceptions are in place to guarantee fairness in cases where filing within the typical timeframe is not possible. However, such cases often involve additional complications. Consulting an experienced personal injury lawyer can help you understand whether an exception applies and ensure your claim is filed within the appropriate time.

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Filing a Property Damage Lawsuit in Pennsylvania

If your property has been damaged due to someone else’s negligence, filing your lawsuit correctly is important. In Pennsylvania, property damage lawsuits should typically be filed in the Court of Common Pleas in the county where the defendant resides or where the incident occurred.

The process generally involves:

  1. Submitting the Complaint: This formal document outlines the facts of the case, the damages incurred, and the compensation you’re seeking.
  2. Gathering Evidence: Strong evidence, such as photos, repair estimates, and witness statements, is essential to support your claim.
  3. Attending Hearings or Mediation: The court may require both parties to attend pre-trial proceedings to resolve the dispute or prepare for trial.

Following the proper steps guarantees that your claim is heard and increases your chances of recovering damages.

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Shared Fault and Comparative Negligence in Pennsylvania

In some property damage cases, both the plaintiff and the defendant may share responsibility for the incident. Pennsylvania follows a modified comparative negligence rule, which means:

  • If you are found partially at fault for the damage, your compensation may be reduced by your percentage of fault.
  • You cannot recover damages if you are more than 50% at fault for the incident.

For example, if you were involved in a car accident that caused property damage and were found 20% responsible, your compensation would be reduced by 20%. This rule promises fairness while holding all parties accountable for their actions.

Understanding how shared fault impacts your claim is necessary when seeking compensation for property damage.

Personal Injury Claims and Property Damage

In many cases, property damage and personal injury go hand in hand. For example, a car accident may result in both damage to your vehicle and physical injuries. Pennsylvania law recognizes these as separate claims, each with its own legal requirements and potential compensation.

Points to keep in mind:

  • The statute of limitations for personal injury claims is also two years from the date the injury occurs.
  • Property damage claims focus on recovering the cost of repairing or replacing damaged personal property, while personal injury claims address medical expenses, lost wages, and pain and suffering.

Handling both claims simultaneously can be challenging, but it allows injured individuals to seek full compensation for their losses. Understanding the process for filing each type of claim is important to protecting your rights.

Seeking Compensation for Property Damage

If your property has been damaged due to someone else’s negligence, you have the right to seek compensation. This may include costs for repairs, replacement, or other related expenses. To pursue a successful claim, consider the following steps:

  1. File Within the Time Limit: Make sure that you meet the two-year statute of limitations to protect your legal rights.
  2. Gather Strong Evidence: Collect photos, repair estimates, receipts, and any relevant documentation to support your case.
  3. Work With Insurance Companies: File a claim with the at-fault party’s insurance company and provide evidence of the damages.

If negotiations with the insurance company fail, filing a lawsuit may be necessary. An experienced attorney can help you build a strong case to recover damages for the loss of personal or real property.

Protect Your Property Rights: File Your Claim on Time

The Pennsylvania statute of limitations for property damage provides a clear deadline: you have two years from the date of the incident to file your claim. Missing this timeframe could mean losing your right to recover compensation for repairs, replacements, or other losses caused by someone else’s negligence.

At Muller Brazil, we understand how stressful dealing with property damage can be. Our personal injury attorneys can help you through the legal process, gather evidence, and file your claim within the required time frame. Don’t let the deadline slip away, act now to protect your rights and seek the compensation you deserve.

Call us today at 215.885.1655 or email info@mullerbrazil.com to schedule your free consultation and get started on your case.

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Frequently Asked Questions

What is the statute of limitations for property damage in Pennsylvania?

In Pennsylvania, the statute of limitations for property damage is two years from the date of the incident. This means you must file your claim within this time frame to protect your rights and seek compensation. Acting quickly ensures that evidence remains fresh and your case can proceed without delays.

What if the incident caused both property damage and personal injury?

You can file separate claims for property damage and personal injuries. While the statute of limitations for both is two years, handling multiple claims can be complex. A personal injury lawyer can guide you through both your personal injury case and your property damage claim to ensure all aspects are addressed properly.

How does the statute of limitations apply to medical malpractice cases?

For medical malpractice, Pennsylvania law also imposes a two-year statute of limitations, but exceptions like the discovery rule can apply. If malpractice caused damage to both your health and property, separate claims may be necessary to recover compensation.

Can I file a claim if I discover property damage after the incident?

Yes, if the damage was not immediately apparent, such as in cases involving injuring personal property, the statute of limitations may begin when the damage is discovered or should have been discovered through reasonable diligence.

What happens if I miss the statute of limitations deadline?

If you miss the deadline, you may lose your right to file a lawsuit and recover damages. It’s important to work with an attorney early to make sure all claims are filed on time and supported with strong evidence.

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Meet the Author

Paul Brazil - Founding Partner

Paul Brazil is a native of Dunmore, Pennsylvania and a graduate of Dunmore High School. For his undergraduate education, he attended Bloomsburg University where he majored in political science. He then went on to earn his JD from Widener University School of Law. Following graduation from law school, Mr. Brazil worked at a large Philadelphia civil defense firm where he litigated workers’ compensation claims and Heart and Lung Act cases.

Learn more about Paul Brazil